April 2023 $$$

State of Things In April 2023

 * Monthly Income: SSDI $1128.20
 * Savings: $4000
 * Rent & Utilities: $0; Section 8 covers my rent & utilities as Frank's live-in caregiver

Paid Subscriptions

 * annual Instacart $99 (August 30, 2023) Goal: Cancel this August ($8.25/mo)
 * Emerald Cities Gym: $53.85 (need to reduce but keep)
 * Metro By T-Mobile Phone $46.00 (critical and affordable)
 * Zipply Fibre Internet $70.99 (critical and affordable)
 * Amazon Prime Membership ($14.99/mo) (critical and affordable)
 * Scribd (books, audio books) $13.18 (used almost daily; .43 day for 2-6 hours of pleasure)
 * Netflix $15.99/month (tend to binge or ignore; want to start using 1-2 hours a day)
 * Square Enix FFXIV $18.99 + $4 retainers (used daily; .76/day for 4-12 hours of pleasure)
 * Spotify Music $11.04 (have not been using enough; start using at least 1 hour day)
 * -- monthly $257.28 as bills


 * - removed Google Play (Google Wash Mountain View Ca Deb) for $10.99/mo.
 * -cancelled 2 Twitch subs (including Frank but switching him to Prime Sub) $9.98
 * -cancelled HBO Max $11.04/mo
 * -took 3 months break from Audible.Com ($16.43/mo)
 * -cancelled Kindle Unlimited ($10.98/mo)
 * -switched Netflix from Frank's CC to mine
 * -- reduced monthly payments by $43.25 for April to June